Why take wallet payments
Card payments take days to reach you. Payments on the XRP Ledger and Xahau settle in seconds, for a fraction of a cent, and land in your own wallet. For buyers who already hold XRP or XAH, it's also the fastest way to pay.
How your buyers pay
Wallet checkout on xMerch uses Xaman, the wallet app for the XRP Ledger and Xahau:
- At the cart, the buyer chooses Continue with Xaman (it opens Xaman on a phone and shows a QR code on desktop)
- They choose XAH or XRP and review the total
- xMerch converts the price at the live rate and sends a payment request to Xaman
- They approve it, and the payment settles onchain right away
How you get paid
Wallet checkouts send your item revenue, minus a 1.5% platform fee, plus 100% of shipping, directly to your payout wallet. There's no payout schedule to wait on.
Keep cards too
Most buyers will still pay by card. Connect Stripe so the same store takes card, Apple Pay and Cash App, with those payouts going to your Stripe account. Your store shows buyers the ways you accept.